Blog: Mortgage Information

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more

Ron Ortez

Real Estate Consultant, Realtor, Master's Club, CDPE
Keller Williams Realty Sac-Metro
(916) 677-9717
ron@ronortez.com
CA BRE #01511925

Ron Ortez | Keller Williams Realty Sac-Metro, 4080 Truxel Rd., Suite 100, Sacramento, CA 95834
C: (916) 677-9717 O: (916) 283-7500

Each Office is Independently Owned and Operated

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